Self-Employment Scheme for Scheduled Castes and Tribes

Uttarakhand ke Social Welfare Department ne Scheduled Castes (SC) aur Scheduled Tribes (ST) parivar ke liye ek important initiative shuru kiya hai, “Self-Employment Scheme for Scheduled Castes and Tribes.”

Is yojana ka main maksad hai self-employment aur sustainable livelihood ko badhava dena, khaas kar un parivar ke liye jo Below Poverty Line (BPL) ke under aate hain.

Scheme Ka Objective — Apna Kaam, Apna Rozgaar

Yeh scheme un logon ke liye design ki gayi hai jo apna chhota business, service unit, ya transport venture start karna chahte hain.

Sarkar banks ke through loans aur subsidy dono provide karti hai taaki beneficiaries apna kaam confidently shuru kar saken.

Scheme ke tahat, ₹20,000 se ₹7,00,000 tak ka project loan milta hai, aur sarkar 50% subsidy (maximum ₹10,000) provide karti hai.

Iska focus hai SC/ST parivar ko financially empower karna aur unhe rozgaar ke naye raaste dena.

Scheme Ke Main Benefits

1. Financial Assistance:

Loan Amount: ₹20,000 se ₹7,00,000 tak ka project loan nationalized banks ke through milta hai.
Subsidy: 50% of project cost ya ₹10,000 tak government dwara di jaati hai.
Margin Money: 25% of project cost par sirf 4% annual interest lagta hai.

2. Sectoral Coverage:

Scheme ke tahat agriculture, services, aur business ke saare major sectors cover kiye jaate hain — jaise ki:

Agricultural Equipment, Beauty Parlors, Candle Making, Bakeries, Furniture Making, Poultry Farming, Tailoring Shops, Auto-taxis, Printing Presses, Beekeeping, Fast Food Shops, aur aur bhi kai small ventures.

Eligibility Criteria

Scheme ka fayda lene ke liye applicant ko yeh conditions puri karni hongi:
Applicant Scheduled Caste ya Scheduled Tribe community se belong karta ho.
Applicant Below Poverty Line (BPL) family ka member ho.

Annual income limit:

Rural areas: ₹15,975 se zyada nahi
Urban areas: ₹21,206 se zyada nahi
Applicant bank ya financial institution ka defaulter nahi ho.
Applicant ne kisi aur government subsidy scheme ka benefit pehle nahi liya ho.
Applicant ke paas commercial driving license ho (agar transport venture ke liye apply kar rahe hain).

Application Process — Step by Step

Is scheme ka application process offline hai, lekin form official website se download kiya ja sakta hai.

Step 1: Official website se application form download karein.

Step 2: Form mein saare mandatory details bhar kar zaroori documents attach karein (self-attested if required).

Step 3: Completed form ko submit karein

Village Development Officer (VDO)
Assistant Social Welfare Officer, ya
Block Development Officer (BDO) ke paas.

Selection Process

Rural Areas:

Beneficiaries ka selection Gram Sabha ki open meetings mein hota hai, jahaan transparency aur priority ensure ki jaati hai.

Urban Areas:

Selection interview process ke zariye hota hai, jisme applicant ka background aur business plan dekha jaata hai.

Documents Required

Application ke saath following documents attach karne honge:
Passport-size Photograph
BPL Card
Caste Certificate (Tehsildar dwara issued)
Income Certificate (Tehsildar/BDO dwara issued)
Bank Account Details
Any other document (agar department demand kare)

Scheme Ka Impact

Yeh scheme Uttarakhand ke SC/ST parivaron ke liye ek game-changer initiative sabit ho rahi hai.

Small business ventures jaise tailoring, dairy, food stalls, aur workshops ke zariye log apni income aur jeevan standard dono improve kar rahe hain.

Government ka focus clear hai — rozgaar dena nahi, rozgaar banana.

Conclusion

Self-Employment Scheme for Scheduled Castes and Tribes ek aisa step hai jo financial assistance ke saath dignity bhi laata hai.

Yeh initiative economic empowerment aur social inclusion dono ko support karta hai.

Uttarakhand Sarkar ka yeh effort yehi dikhata hai, jab sarkar madad kare aur log hausla dikhayein, toh har parivar apna safal rozgaar khud bana sakta hai.